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In order to comprehend the reasons why climate §actually changes, the creation of the solar system §as well as the evolution of the planets, are the §starting point of this book. The Sun s energy §constitutes a huge influence on the Earth s §atmosphere, which is, amongst other factors, §responsible for the climate on Earth and the §interdependence with life on the planet. It is also §a widely known but not yet fully acknowledged fact §that the current climate alteration is heavily §influenced by human interference. This influence is §reciprocal as the changing climate gives rise to §shifting living conditions on the planet Earth. Not §only do climate and its change both influence social §facts such as mass migration and food security, but §also several industries are dependent on stable §conditions. This book is dealing with the §reinsurance industry for which climate change is a §factor of vast forced adaptation. Whether the §creation of catastrophe reinsurance tools will be §enough to avoid global bankruptcy is yet to be seen. §The author summarises the human influences on the §current climate alteration and its consequences for §the reinsurance industry.