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Excerpt from Banking and Business In this volume the authors have undertaken to present an outline of modern American banking in its relation to other business. Their intention has been to prepare a university and college text that would be of service in teaching those elements of banking which are most needed in the schools of business and commerce now in process of development at many of our universities. The arrangement of topics and the general direction of the discussion corresponds, broadly speaking, to the organization of the work in the introductory course in banking in the School of Business of Columbia University. The teaching of banking in American colleges and universities has for many years past been closely associated or combined with instruction in the theory of money. Most college courses, we believe, are designated as courses in "Money and Banking." A customary way of presenting the material is to begin with a historical survey of the growth and development of money, followed, perhaps, by a sketch of the credit instruments which have in later years superseded it as mediums of exchange. This is followed, as a rule, by chapters dealing with the theory of money, prices, and the broader or more doctrinal side of the study. Banking is, in many instances, dealt with as a derivative of, or annex to, the monetary discussion, which is given chief place. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.